How to Start a Business Today and Fix Your Credit

How to Start a Business Today and Fix Your Credit

If you don’t want to read it, you can watch this video.

There are a lot of people who say, “I don’t know where to start. I don’t know what to do. I don’t know what’s going on.”

I’m going to give you a list of service businesses. Everything I am giving you is something you can start today and make money from today.

Let’s start with mobile detail and a car wash. Now it sounds like it’s the same thing, but it’s not. A car wash is stationary and a mobile detail can go to the customer. You could post ads on Craigslist and Facebook. You can post ads on Nextdoor.

A Lawn service is another business to consider. You cut grass during the summer and you rake up debris and brush during the fall. You can advertise on Craigslist, Facebook and Nextdoor.

Junk Haul Off – There are a lot of people who need a lot of stuff hauled off. You need a strong back and a truck and you can make money. You can advertise on Craigslist, Facebook and Nextdoor.

Janitorial Service – You go around to small office parks and businesses to offer your service.

Residential Cleaning – Now that’s a little tricky. The way I found my maid was through Next Door from a referral. Once you get into your first house you have to ask if they have any friends that need your service.

Power Washing – You get a power washer and a truck. You do the job that day and you get paid that day. You can power wash houses, decks, and pools.

Window Cleaning – You do the job that day and you get paid that day.

Personal Chef – I have a person chef. The way it works is I give her money for groceries and at the end of the week I pay her for her services. You’ve got to network. I got my chef off of Nextdoor and we’ve had a lovely relationship ever since.

Dog Walker – This a good way to make money if you are in an area where there are a lot of pooches. You can offer people who are out walking their dog your services.

Household Manager/Nanny – This type of service is needed by busy professional couples with kids.

Social Media Manager – I’m going to break this up. You can literally be an Instagram specialist. You can be a YouTube specialist. You can be a Facebook specialist. You can be an email specialist. You can be a Facebook Ad Manager specialist. You can be an AdWords Manager specialist.

You’re going to have to present proof of concept. That is imperative if you want to make money as a social media manager.

All of these are things you can start today if you have the skills. You can make money. These are businesses. In the beginning, you do not need to form an LLC. You don’t even need a business card. You just need the ability to go out and hustle.

Whatever you pick, you’ve got to have the heart and mind and soul to go up to someone and say, “Hey, can I do XYZ for you?” That’s what you have to do. You’re not going to get these people online.

In the beginning, you’ve got to have the ability to cold call. You’ve got to be able to do that stuff. That’s why “old school” tactics such as cold calling, cold emailing and cold DMing are so important to get your business off the ground.

Those are some businesses you can start if you are one of those people who say you don’t know where to start or what to do.

Now, how do you get business? You have to have the cold approach. When you are small and don’t have a lot of money, you have to have the ability to talk to people.

Listen to me. If you’re brand new without a lot of reach and education and you go out and put some stuff on Facebook ads or Instagram ads, you can get some traction, right? But you’re not going to get as much traction if you don’t have organic advocates. That’s referrals.

You have to be able to gain trust. That’s a thick barrier. Once you get past the trust barrier, it’s like people are saying, “Take my money.”

I took a referral for my maid from somebody I did not even know. I got the referral from Nextdoor. I called the first person and she came in and did a great job and I’ve been using her ever since. You have to get past the social media aspect of it in the beginning.

Social media can work great once you get started and have some people working for you. But, when you are broke, have no money and no referrals, you have to grind. Grinding is talking to people and putting yourself out there.

You don’t have to start a business as an LLC right at the start, unless you’re in a business where you need to be covered. Because I didn’t really deal with anybody or sell hazardous materials, I didn’t have to do a LLC.

I decided to do an LLC though, because YouTube has this policy if you get deleted, then you can’t have another channel. With so many YouTube channels, they don’t really have to give you a second chance. But, if you start a channel as an LLC and it gets busted, you can start another one.

Once you’re up and running, you should have a name, a brand and an LLC to protect yourself. Your second step after incorporating is to hire somebody even if hiring someone takes all of your money. You want to grow.

You need to hire right away because you need to learn how to hire people. You need to learn how to manage people. You need to learn how to put systems in place. This is going to take some time. This is going to take some months.

Once you do this, your business will fly. The business operates whether you are sick or not. Every time you get a customer, you ask for referrals. If you do that over and over again, it is going to build. It becomes part of the corporate DNA. You’re going to make bread.

Now, let’s talk about credit. When you start making that extra money, you should be making deals. Let’s say you have an extra $2500 for bills. You can go to a collection accounts and say, “I will pay you $2500, but it must be deleted.” You tell them, “If it’s not going to be deleted, I’m not going to pay you a dime.” It doesn’t benefit you if it is not deleted. You have to use the word deleted.

You want to pay the grantor not the collection company. Once you pay the grantor, then you challenge the debt showing up under the collector, because it is no longer correct. Essentially the grantor is going to give the collector their money and the debt will be wiped out.

Also, what you’re going to do is get a secured credit card from Wells Fargo, Bank of America or US Bank. You want cards that convert. Let’s say you’re Broke Dick Danny and you have $1500 a month coming in and you start a lawn service on the side. You want to get a secured credit card with a $5K limit.

You have to increase your income so that you can fix your credit at the same time.

If you want the details, be sure to enroll in Hustler’s Camp.

If you like this, be sure to get on my email list for updates to live streams and special offers. Subscribe today!

Leave a Reply

Your email address will not be published. Required fields are marked *