What defines the haves and have not? If you don’t want to read it, you can watch this video.

 We have two very distinct classes in the US: the haves and the have not.

Make the change today because you can. It is all mental. examine a few things.

#1 – Poverty is at an all-time high, the highest level since 1971.

Let’s look at something else. Corporate profits are also at an all-time high. Is that every corporation? No. Many of those corporations are about to be expired.

We talk about the words recession and depression. We’ve used the “R” word because we’re very scared of the “D” word.

How many people do you know personally who have been unemployed for an extended period of time? If they are working, how many are working for one-half of what they used to make?

Think about that. You know people like that. I do.

Also, things that are important are going up in price. There’s a lot of manipulation in pricing and commodities. Gas has been going down, which is really interesting. It’s only a temporary relief though because of the emerging markets of India and China. Sooner or later, you have to pay the piper.

There’s certain people that have more money than they’ve ever had before. There’s also a whole bunch of people holding a bag with the bottom ripped out of it. Two groups: the have and the have nots.

There’s this mental manipulation in the press about taxing the rich. I did a video on it. You will never tax the rich on the same level that you are going to tax the poor people.

I know people who make anywhere from $45K to $100K. I’m telling you, if you make $45K, you can expect $15K of that to be gone for taxes. If you make $100K, you’re losing damn near $40K, which leaves you $60K, making you better off than 85% of the people in this country. But still, that shit hurts.

So. Let’s look at that. The middle class is being whipped like a runaway slave. If you scream and bitch, you get whipped harder. That’s who is paying these taxes. That’s who is getting hit. That’s the group of folks that would help us move out of this “Depression” if they had the money to spend.

Everybody is paying the mortgage, the rent, credit cards and interest. All of these forces are conspiring to keep you poor.

You’re going to have to change. I’m not going to keep going on about the way things are. Even Ray Charles can see how bad things are.

This is the deal. How do you go from being a “have not” to a “have?” How do you change that personal paradigm in your life to move forward?

There’s some simple stuff you can do to get out of that trap. You’re going to have to accept the mindset that having $10K, $20K or even $40K in a bank account is good, even if it is not doing anything. No, you won’t earn a high rate of return. But, you won’t lose it either.

How do you get out of the matrix? First of all, you have to take an inventory. You’ve got to sit down and ask yourself, what is most important to me? That’s the first thing, because that’s going to decide step 2.

Whether your top priority is making a lot of money, being a mommy or being married. You have to pick something and run very hard with it. The whole notion that you can have everything and you can be anything is some bullshit. If your IQ is 89, there is no way you are going to be a rocket scientist. It’s not going to happen.

We as humans have limitations. Spiritually and mentally, we can expand. Often physically, we can expand. Before that happens, you need to know where you are.

#2 Once you have decided what’s most important to you, the next question is “Are you willing to pay the price?”

Opportunity costs. There is nothing in this country that is free. Not freedom of thought. Not freedom of speech. There is a consequence and a cost to everything that we do and say. Know that, so you are willing to pay the price for the thing that makes you the happiest.

Now that you’ve identified that you are willing to pay the price:

#3 is action.

The first thing you’ve got to do is get your financial house in order. Either you are going to manage your money, or your money is going to manage you.

What does that mean? You are going to have to make some very different decisions in your everyday life. Starbucks may have to go. Comcast may have to go. That new car may have to go. I’m not talking about doing this forever, but for a year or two. You have got to change your financial footprint. You have got to learn how to accumulate money.

Once you do that, you are slowly but surely going from a “have not” to a “have. “

This whole thing about businesses shipping “our jobs” overseas makes no sense. Those jobs are the company’s jobs.

You have a skill, talent, whatever that you trade for cash. That’s the exchange. You don’t own that job. If it was your job, it wouldn’t be going overseas

The only way for you to own a job is to create a company that you start. They will never ship that job overseas because it is yours.

You must change the things that you do to change your life. It’s that simple. The hard part is building a habit of doing better things and picking better friends. You want to have people of value and integrity as your friends. If you build a strong circle, when shit happens, they will be there for you.

If you wake up today and say I want to be a friend to seven people, you’re going to have seven friends. The more you give, the more you get.

With all of the financial hocus pocus going on, if you’re not paying attention, you’re going to be one of the people living in third world conditions in the US.

That poverty rate is not going down. If you don’t have money management skills, you are going to be screwed. So, I beg of you today to start making changes to move forward in your life.

It’s going to take time. Make goals. Immediate gratification will screw you.

This is your choice. You can either be a “have” or a “have not.” It’s a mental thing first. Then, it will become a physical reality. You’ve got to change the way that you think.

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